insurance 2020

Missing or Lost Life Insurance Policies Unfortunately it's not an uncommon story; someone pays the required premiums on a life insurance policy for years and neglects, or forgets, to give the policy, or any information about the policy, to the intended beneficiary. The insured person passes, the policy documents can't be found, if the beneficiary even knows about it, and the insurance money is never paid out. And those unpaid life insurance dollars run into the billions! If you think that this is not happening, and you are the beneficiary on a loved one's life insurance policy, just ask yourself these few simple questions: 1. Do you know the details of the policy? 2. Do you know the whereabouts of the policy? 3. If something happened today, would you know where to find the details? If you answered, "no," to any of these questions you've got big gaps in your knowledge which could lead to a real financial tragedy. Further, if you even suspect that you m...

Why Insurance Continuing Education Classes Are So Important All insurance and financial professionals are required to take some type of continuing education. Every license and state differ, but agents must keep up to date with current rules, regulations, and new products available to their clients. Online insurance education is one way for an insurance professional to complete their continuing education hours. Many states allow continuing education to be done completely online as opposed to in a classroom. Agents prefer online classes because they are flexible, easy to use, and affordable. They can complete all of the continuing education requirements from anywhere in the world as long as they have an internet connection. If an agent chooses to sit in a classroom they will have to find a local seminar and listen to an instructor for however how many hours the course is worth. Sometimes this could last an entire weekend or more. Continuing education is important for three main reaso...

Reasons to Retire in Thailand: Medical Care People come from around the world to be treated (and pampered) in Thailand's hospitals and clinics, and for good reason. Thai doctors, often trained in the West and speaking excellent English, are dedicated to caring for you, not exploiting you. Sure, they lead nice, middle-class lives but, beyond that, their days revolve around their patients. Thailand is a Buddhist country and the practice of compassion is taken seriously by everyone, especially those in the medical profession. A consultation with a Thai doctor is eye-opening. There is usually no waiting time because keeping patients waiting is considered impolite(!) and your physician will spend all the time you feel you need with you, listening to you and examining you slowly and carefully. There's no rush. No attempt to push you out the door. It's like going back in time to the days before medicine became predatory. Thai nurses, who bear the brunt of patient care, are wo...